RATES SBA Loan Rates today. Compare SBA loan rates and connect with the right lender in minutes. TERM Business Acquisition (10% down payment) RATE 7.99% Fixed Get Matched TERM Business Acquisition (5% down payment) RATE Prime + 2.5% Get Matched TERM Real Estate RATE 6.99% Fixed Get Matched TERM Working Capital RATE Prime + 1.0% Get Matched